Wealth
This isn't just financial planning,
it's a new way forward!
Introducing our signature Wealth Creation Framework, a simple, scalable, and sustainable approach designed to help you achieve financial freedom on your own terms. When utilised alongside the Six Pillars of Prosperity, this tried and tested approach guides you from a place of uncertainty, frustration, inconsistency, and stagnation towards a clear focus on financial independence and progress, instilling confidence over your financial future.
Wealth Creation Framework
Six Pillars of Prosperity
Embark on a transformative journey to financial empowerment with Thriving Wealth as your trusted partner. We are dedicated to ensuring that our signature Six Pillars of Prosperity are meticulously integrated into your wealth journey with us. These pillars serve as the foundation of our commitment to your financial well-being, offering unparalleled support and guidance. Through our comprehensive approach, we aim to bring clarity, coherence, and confidence to every aspect of your financial landscape.
Organisation
We will help bring order to your financial life, by assisting you in getting your financial house in order (at both the “macro” level of investments, insurance, estate, taxes, etc., and also the “micro” level of household cash flow)
Objectivity
We bring insight from the outside to help you avoid emotionally driven decisions in important money matters, by being available to consult with you at key moments of decision-making, doing the research necessary to ensure you have all the information, and managing and disclosing any of our own potential conflicts of interest.
Proactivity
We will work with you to anticipate your life transitions and to be financially prepared for them, by regularly assessing any potential life transitions that might be coming and creating the action plan necessary to address and manage them ahead of time.
Education
We will explore what specific knowledge will be needed to succeed in your situation, by first thoroughly understanding your situation, then providing the necessary resources to facilitate your decisions, and explaining the options and risks associated with each choice.
Accountability
We will help you follow through on financial commitments, by working with you to prioritize your goals, show you the steps you need to take, and regularly review your progress towards achieving them.
Partnership
We attempt to help you achieve the best life possible but will work in concert with you, not just for you, to make this possible, by taking the time to clearly understand your background, philosophy, needs and objectives, work collaboratively with you and on your behalf (with your permission), and offer transparency around our own costs and compensation.
What do clients have to say about Thriving Wealth?
Hear about our clients transformative journey’s from all stages of life.
Lauren | Young Family
Shirley | Recently Divorced, Pre-Retiree
Rob & Terezija | Pre-Retiree
Browse our Google reviews
Your circumstances will determine which services and advice you require to maximise your resources. Rest assured, we will thoroughly explore all options to help you achieve your desired financial future.
We leave no stone unturned to optimise your finances.
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Cash Flow is a crucial part of your financial well-being.
It isn’t just about knowing what’s coming in or out of your accounts, but having a structured plan to manage it effectively.
At Thriving Wealth, we empower you with simple strategies and frameworks to take control of your cash flow and secure your financial future.
By gaining control over your money, you can alleviate the common problems that are holding you back from achieving financial freedom and work towards your goals. With a clear understanding of your cash flow, you pave the way towards financial success and peace of mind.
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Debt, most people have it, but are you managing yours effectively?
When managed effectively, debt can support your lifestyle objectives while minimising costs. Efficient debt, like loans for income-producing assets, offers tax benefits. However, inefficient debt, such as loans for non-income-generating purchases, can hinder wealth accumulation if not managed carefully. We implement debt management and reduction plans to allow you to remove the burden of debt and reach your financial goals sooner.
With our in-house mortgage brokers, we ensure you’re not paying more interest than necessary and every aspect of your finances is perfectly aligned with your goals.
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Estate planning is more than just making a plan to distribute certain assets to certain people. A complete estate plan will allow you to retain control of your assets and to determine who will make decisions on your behalf should you become unable to in the future.
A Will generally only deals with the distribution of assets personally owned by you. If your needs are more complex, an Estate Plan extends to asset protection and the ongoing minimisation of income tax for your beneficiaries.
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Effective investing requires more than knowledge; it needs a disciplined, diversified, objective approach.
We recognise that emotional investment decisions often lead to pitfalls. That’s why we offer tailored solution, considering each client’s unique circumstances and future vision. Our objective decision-making process aligns seamlessly with your goals, ensuring a clear path towards financial freedom.
Through our behavioural coaching, we empower you to understand and maintain focus on your objectives, navigating market fluctuations with confidence.
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Money is the last thing you want to worry about when you or someone you love is facing death, or a serious illness or injury. But life insurance is about more than what’s left behind, it's protecting the lifestyle you have now.
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Navigating the complexities of superannuation can seem daunting, but it doesn’t need to be.
We streamline the process, helping you maximise your retirement savings while ensuring peace of mind for the future.
From choosing the right fund to optimising investment strategies, we tailor solutions to fit your unique circumstances.
Our comprehensive superannuation review covers risk assessment, fund suitability, contribution recommendations, and investment advice, all aimed at aligning your super with your retirement goals.
Through our guidance, ensure your super works hard for you, providing the foundation for the retirement lifestyle you envision.
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What does your dream retirement look like?
Early retirement planning is key to enjoying the golden years and living a financially free retirement.
Our tailored strategies ensure your goals are met, providing fulfilment and financial security. Starting early not only maximises your nest egg but also offers the potential for an earlier retirement.
With us, gain peace of mind knowing your finances are in expert hands, extending far beyond your working life. Let’s make your retirement dreams a reality!
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Fees and taxes are one of the biggest erosions of wealth.
As tax (financial) advisers, we ensure you are not donating to the tax office.
Through our tax planning strategies, we ensure your finances are structured optimally aligning with your specific goal to maximise your wealth preservation while minimising tax liabilities.
Additionally, we liaise with accountants on your behalf, ensuring comprehensive and seamless tax management.
As well as….
Our support and guidance doesn’t stop there! We also assist you with…
Unlimited access to your Wealth Team via phone or email
Access to an online client portal
Access to our private Facebook Community
Liaising with your team of professionals on your behalf (accountants, lawyers, etc.)
Weekly Newsletters and/or Finance News Updates
Access to online masterclasses and events
Weekly Group Education Sessions inc. Q&As
Referrals to other professionals as required (legal, accounting, etc.)
A Multi-Award Winning Approach
Confusion to Clarity, Frustration to Fulfilment!
Our wealth creation framework and our Six Pillars of Prosperity are meticulously designed to guide you through the six stages of financial well-being, regardless where you are starting from:
Challenge: At this foundational stage, you might feel overwhelmed by financial pressures. Our first Pillar, Organisation, helps you sort through these challenges, setting the groundwork for a clearer financial path ahead.
Comfort: With challenges addressed, you seek Comfort—a stage where financial stress is alleviated. The Pillar of Accountability ensures that you stay on track with your financial commitments, creating a buffer for life's uncertainties.
Growth: In the Growth phase, your finances are stable enough to start expanding. Here, the Pillars of Education and Proactivity come into play, equipping you with the knowledge and foresight to capitalise on opportunities and proactively manage potential risks.
Freedom: Freedom is the stage where your assets begin to generate enough income to cover your lifestyle costs. Our Pillar of Objectivity is crucial here, providing the perspective needed to make smart, emotion-free investment decisions.
Abundance: The pinnacle is Abundance, where your wealth exceeds your needs, and financial concerns no longer dictate your life's course. The Partnership Pillar shines here, where our collaborative approach helps to maintain and grow your wealth in alignment with your life's philosophy and goals.
At Thriving Wealth, we recognise where you stand today is a starting point. Whether you're grappling with the Challenge stage or ascending towards Abundance, our framework is designed to elevate you from one level to the next—until financial freedom isn't just an aspiration, but a tangible, realised state of being.
Let us guide you up this mountain, where the air of financial liberation is as invigorating as it is boundless.
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